recent posts
A New You...
Posted by Sam on April 23, 2010
Obviously, the best time to start getting your finances under control is right now. Not tomorrow, not Monday, not the first day of next month or the first day of the new year. Delaying is just another form of procrastination. My very favourite one...
Do You Have A Habit?...
Posted by Sam on April 16, 2010
A girlfriend who recently lost a lot of weight said to me a short time ago “it’s all about the small decisions”. Her theory is that the single decision to slim down isn’t enough. You don’t gain weight just by deciding...
If Not Now, When?...
Posted by Sam on April 11, 2010
There’s a poster in our garage (don’t ask) that the words “if not now, when?” is written on. It’s had me thinking.
Back in the days when I was sitting atop my mound of nearly $40,000 in consumer debt, I often thought...
Do What You Love...
Posted by Sam on April 6, 2010
When we talk about risk and reward in finance, typically we’re referring to the likelihood that an investment or venture will turn bad, compared with the return offered if everything goes well. For example, a P2P loan you make might return...
recent from general frugality
How To Spend Less Without Noticing
I run a zero-base budget. What this means is that every single last dollar that comes in is given a purpose. This doesn’t mean that I spend it, just that it’s allocated. I have neither a surplus nor a deficit at the end of each month – in other words, a zero base.
From a financial...
recent from getting started
A New You
Obviously, the best time to start getting your finances under control is right now. Not tomorrow, not Monday, not the first day of next month or the first day of the new year. Delaying is just another form of procrastination. My very favourite one I implemented on myself, was after I cut up one of my...
recent from budgeting
New Guest Post @ Savings Guide
My latest guest post with Savings Guide is now available, entitled Troubleshoot Your Budget. You can read it here: http://www.savingsguide.com.au/budgeting-101-trouble-shoot-your-budget-2-of-3/
Questions and comments welcomed!
recent from mind over matter
A New You
Obviously, the best time to start getting your finances under control is right now. Not tomorrow, not Monday, not the first day of next month or the first day of the new year. Delaying is just another form of procrastination. My very favourite one I implemented on myself, was after I cut up one of my...
